How to Build Your Fair Debt Collection Case
October 3rd, 2008So, you’re getting harassed by collection agencies. They are calling you at home, leaving messages on your voicemail and contacting your friends and family members. They are threatening you with court dates, lawsuits, imprisonment, etc. You are getting many phone calls a day, from many different agencies. You want to hold the agencies liable for their actions and recover the money damages that Congress says you’re entitled to. But, you simply don’t know what to do……
1. Keep all letters and voicemails you receive from the agencies. A voicemail turns a questionable case into a “slam dunk”.
2. When you actually speak to the collectors, document the calls on the Collection Call log located on our website http://www.fairdebthelpers.com/Resources.html. Keep this log by your telephone and in addition to documenting the basic information about the call, immediately write down your impression of the call, your feelings after receiving the call, etc. This will help you remember what was said and what you felt like as time passes. Also, it is important to find out what debt the collection agency is calling on. If you are going to build a case against the agency, you need to know the dates and times of their calls and if available the name of the collector. The easiest way to do this is to ask the collector when you speak with them, (1) who do you work for? (2) what debt are you collecting on?
3. Do not exaggerate what happened, do not make up any facts, etc. If you do, not only will you significantly damage your case, you will also potentially be fined by the court for lying.
4. Know your rights.
5. Contact us at 866-339-1156
Jeffrey Hyslip
