Comments on: How to Build Your Fair Debt Collection Case http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/ From FairDebtHelpers.com Sun, 01 Aug 2010 00:35:28 +0000 http://wordpress.org/?v=2.6.1 By: Jeffrey S. Hyslip http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-217 Jeffrey S. Hyslip Wed, 06 May 2009 06:55:09 +0000 http://blog.fairdebthelpers.com/?p=64#comment-217 It sounds like you may have a case Chae. Give us a call at 866-339-1156 and we'd enjoy helping you out. It sounds like you may have a case Chae. Give us a call at 866-339-1156 and we’d enjoy helping you out.

]]> By: chae s. sone http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-181 chae s. sone Thu, 16 Apr 2009 08:31:21 +0000 http://blog.fairdebthelpers.com/?p=64#comment-181 I have debt collection calls almost everyday from a collector although I do not owe anything to it. I wrote to them to send all providentially records about the debt. But they did not answer my letter. Of I told them that I do not owe anything. Yet, they are still call me everyday. Can you sue them for harassment? c. sone I have debt collection calls almost everyday from a collector although I do not owe anything to it. I wrote to them to send all providentially records about the debt. But they did not answer my letter. Of I told them that I do not owe anything.

Yet, they are still call me everyday. Can you sue them for harassment?

c. sone

]]> By: Sandy http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-44 Sandy Mon, 01 Dec 2008 09:47:58 +0000 http://blog.fairdebthelpers.com/?p=64#comment-44 I used to work for a collection agency. Now the shoe is on the other foot due to "no work." Anyhow, we were not allowed to contact a debtor more than once a day, if we left a message on a voicemail or a live person saying who we were. I spoke to one of my friends who still works at the collection agency and told him what happened and he said that they can't do that and they can be fined $1000.00 and have to write you out a 0 (zero) balance letter. I used to work for a collection agency. Now the shoe is on the other foot due to “no work.” Anyhow, we were not allowed to contact a debtor more than once a day, if we left a message on a voicemail or a live person saying who we were. I spoke to one of my friends who still works at the collection agency and told him what happened and he said that they can’t do that and they can be fined $1000.00 and have to write you out a 0 (zero) balance letter.

]]> By: Jeffrey S. Hyslip http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-35 Jeffrey S. Hyslip Fri, 21 Nov 2008 23:34:53 +0000 http://blog.fairdebthelpers.com/?p=64#comment-35 Max, Thank you for your questions. First, there isn't a firm number on how many times they are allowed to call you a day/hour, etc. However, in my opinion, they should not call you more than once a day if they successfully get a hold of you unless you asked to be called back. If they are calling and leaving messages on your answering machine or voicemail, I think more than two messages a day is excessive. Give us a call at 866-339-1156 and let us know excatly what is going on. Regarding your second question, you really don't have a legal right to speak to a collectors supervisor, however, it sounds to me like the debt collector was being rude to you. My question is, why did you want to speak to their supervisor? Were they harassing you? Were they rude? What were you trying to accomplish? The fact that you wanted to speak to a supervisor may indicate the collector was violating the FDCPA. Give us a call, I'd be happy to speak to you. Max,

Thank you for your questions. First, there isn’t a firm number on how many times they are allowed to call you a day/hour, etc. However, in my opinion, they should not call you more than once a day if they successfully get a hold of you unless you asked to be called back. If they are calling and leaving messages on your answering machine or voicemail, I think more than two messages a day is excessive. Give us a call at 866-339-1156 and let us know excatly what is going on.

Regarding your second question, you really don’t have a legal right to speak to a collectors supervisor, however, it sounds to me like the debt collector was being rude to you. My question is, why did you want to speak to their supervisor? Were they harassing you? Were they rude? What were you trying to accomplish? The fact that you wanted to speak to a supervisor may indicate the collector was violating the FDCPA. Give us a call, I’d be happy to speak to you.

]]> By: Max http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-32 Max Mon, 17 Nov 2008 12:06:11 +0000 http://blog.fairdebthelpers.com/?p=64#comment-32 Is there a certain limit to how many times they can call a day? hour? Also, is it harassment when stated it is not my "right" to speak with someone's supervisor until I pay? Is there a certain limit to how many times they can call a day? hour?

Also, is it harassment when stated it is not my “right” to speak with someone’s supervisor until I pay?

]]> By: Jeffrey S. Hyslip http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-31 Jeffrey S. Hyslip Tue, 04 Nov 2008 22:32:42 +0000 http://blog.fairdebthelpers.com/?p=64#comment-31 Hello Nikki! If a collection agency is attempting to collect a debt that doesn't belong to the person they are contacting, the FDCPA has been violated if the Collection Agency is put on notice that they "have the wrong person". I would have your mother tell the company over the telephone that she is not the person that is liable for the debt. She should tell them that if they don't stop contacting her, she will hire an attorney to stop the harassment. Additionally, I would have her ask the company for their mailing address and mail them a certified letter, return receipt requested, stating that she did not incur the debt, is not liable for the debt, and that their collection efforts are not appreciated. Feel free to contact us at 866-339-1156 and we'd be more than willing to assist you! Jeffrey Hyslip Hello Nikki!

If a collection agency is attempting to collect a debt that doesn’t belong to the person they are contacting, the FDCPA has been violated if the Collection Agency is put on notice that they “have the wrong person”.

I would have your mother tell the company over the telephone that she is not the person that is liable for the debt. She should tell them that if they don’t stop contacting her, she will hire an attorney to stop the harassment.

Additionally, I would have her ask the company for their mailing address and mail them a certified letter, return receipt requested, stating that she did not incur the debt, is not liable for the debt, and that their collection efforts are not appreciated.

Feel free to contact us at 866-339-1156 and we’d be more than willing to assist you!

Jeffrey Hyslip

]]> By: Nikki http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-30 Nikki Tue, 04 Nov 2008 22:21:18 +0000 http://blog.fairdebthelpers.com/?p=64#comment-30 Any advice for when collectors are after you for another person's debt (a case of mistaken identity)? My mom was checking her credit report one time, and there was a record of collection for someone with the same last name and different first name. She disputed it with the credit bureau and they took it off her report, but she made the mistake of first contacting the collection agency to let them know it was an error, and since then she is receiving communications from them trying to get her to pay the debt. She doesn't even know the person they are collecting against. Is there anything she can do to get them to stop bothering her? Any advice for when collectors are after you for another person’s debt (a case of mistaken identity)? My mom was checking her credit report one time, and there was a record of collection for someone with the same last name and different first name. She disputed it with the credit bureau and they took it off her report, but she made the mistake of first contacting the collection agency to let them know it was an error, and since then she is receiving communications from them trying to get her to pay the debt. She doesn’t even know the person they are collecting against. Is there anything she can do to get them to stop bothering her?

]]> By: Howard Brule http://blog.fairdebthelpers.com/building-your-case/how-to-build-your-fair-debt-collection-case/#comment-25 Howard Brule Mon, 27 Oct 2008 17:59:47 +0000 http://blog.fairdebthelpers.com/?p=64#comment-25 Hi Jeffry, I've read in more than one place that when the original creditor writes off a debt and "sells" that debt to a collection agency for pennies on the dollar that the debtor's obligation to pay has been eliminated. Is that correct? Hi Jeffry,
I’ve read in more than one place that when the original creditor writes off a debt and “sells” that debt to a collection agency for pennies on the dollar that the debtor’s obligation to pay has been eliminated. Is that correct?

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