There has been growing concern over supposed collection agencies that have been calling debtors, typically with regard PayDay Loans or Cash Advance debts that are several years old. These “companies” have titles that are usually a nonsensical string of legal terms, such as ‘Legal Affidavit Processing’ or ‘Litigation Processing Division’. The agents sometimes have thick accents and sound like their phone calls are coming from overseas from outsourced department. These debt collectors often threaten imminent legal action if a payment is not made or if bank account information is not surrendered to them immediately.  Such threats include U.S. Marshals on their way to arrest the debtor or threatening to send the sheriff to arrest the debtor immediately if a payment was not made. In most cases like these that we have encountered, the supposed “company” in question turns out not to be a company at all, but a scam.  Occasionally, this may be an actual debt collector violating the Fair Debt Collection Practices Act, which we may be able to pursue under the FDCPA. If you receive phone calls of a similar nature, with agents demanding payment or bank account information, DO NOT give these companies anything without documentation or proof that you owe the debt. Obtain as much information about them as you can (company name, phone number, address, etc.) Report their number, the address where they want you to send the money and phony company name to the FBI, the FTC, and the BBB. You should also submit a Free Case Review via our homepage www.fairdebthelpers.com in the event that this is a legitimate debt collector, so we can pursue them under the FDCPA.

Jonathan H.

Fairdebthelpers just put another collection agency out of business!

Jeffrey Hyslip

I was notified today by the compliance attorney for a collection agency that they had fired their ninth collector today as a result of us bringing cases against them.  Every time the collectors were fired the collectors admitted to our client’s allegations.  The agency, through its spokesperson, conveyed sympathy to those that are treated in violation of the FDCPA.

One person (you) can make a difference.  Report any improper collection methods to us at www.fairdebthelpers.com or contact us at 866-339-1156.

Jeffrey Hyslip

I have a client that was harassed by a rather large collection agency today.  She is 85 years old, lives strictly off of Social Security, and recently underwent quadruple bypass heart surgery.  She was called today and the collection agency told her that if she didn’t pay $500.00 by the end of the day, a sheriff would be out to her home to arrest her.    She believed what she was told and and fell to the ground (heart attack).

Currently, she’s in intensive care and we’re not sure if she’s going to pull through.

Attention Rogue Collectors - there is a way to collect debt without violating the FDCPA!  I can’t wait to depose this collector if the case goes that far.  I get it; if I didn’t know the law and I owed a debt that I decided to ignore due to my financial situation, I would be more likely to pay it if I thought I could be imprisoned for not paying it.  But, I just don’t understand how these collectors are able to sleep at night.  We as Americans usually spend more time awake at work than we do away from work.  To continue to show up at work, it seems that one must be getting some satisfaction from what they are doing.  Stop violating the law and stop harassing people.  I doubt when these collectors are on their death bed they are going to look back and regret not collecting on one more account.  Its likely they are going to look back on their life and wish they treated people with respect, were honest and conducted themselves with dignity.

Again, I am not picking on the collections industry as a whole.  The industry is a crucial part of the American Economy!  I’m simply shaking my head at the rogue collectors that conduct themselves similarly to the one that put my client in the hospital.

Jeffrey Hyslip