I recently switched houses and didn’t forward my mailing address. As a result, didn’t get the bill I was suppose to be. Regardless, got a call from a collector that wrote me down as “refusal to pay” when I told her that I didn’t think she was legitimate and I would pay directly to the bill I owe.

I paid it off no problem and can’t wait for them to call so I can shove it in their faces

I knew if I paid them they would charge service fees and this and that. NO THANK YOU. Paid directly to the company w/o even a late fee.

Your post on refusal to pay put me at ease. Thank you.

I’m not sure about the demand letters without any identifying logo. I would like to look at them. Feel free to fax them to my attention at 312-822-1064.

In order to get them to stop calling, you would need to send them a cease and desist letter. This is simply a letter that tells them you want them to stop contacting you under the Fair Debt Collection Practices Act. Another option is to tell them it is “Inconvenient” for them to contact you from Friday to Monday. Technically, if they called you between this span if you told them this, it would violate the FDCPA. Feel free to contact me if you have any additional questions.

When does the it become harassment ? If you speak to them & say nothing is going to happen from say a Fri to Mon & please don’t call for a few days but they call anyway every few hours.

Thank you for your kind comments. I’ve gotten out of the routine of posting new stuff, but I expect that to change shortly.

Regards,

Jeffrey