Fake Debt Collectors
Have you received a call from a company alleging that you owe a debt that you don’t?
Have you been threatened with lawsuits, warrants, garnishments, etc. from a company that you can’t find online?
Has a company called you with “official words” in their company name? (Affidavit Processing, Federal Investigative Unit, National Collection Security Department, etc.)
Something rather interesting has been taking place in the last few months. Somehow, companies are obtaining information about consumers and are using that information to convince the consumer that the company is a debt collector and the consumer owes the company money. I’m still uncertain how they are stealing this data but I’ve spoken to endless consumers that inform me that they’ve paid a certain “bill” and later realize that the company they paid wasn’t even hired by the creditor.
Bottom Line: Please ensure that the company that you pay is actually the company you owe. Ask for verification of debt and for verification that they were hired by the creditor to collect the debt.
September 16th, 2010 at 4:38 am
Yes You are right there are lot of fake debt collectors, Good Information… Thanks for sharing.
November 30th, 2010 at 12:52 pm
I think that we should all do our best to pay our debts. I also think that it is unethical to pursue financing with the secret intention of not paying it back BUT I don\’t think that you should be allowed to be harrassed by the collection companies. This article has some invaluable tips. We all should be able to sleep at night without worrying.
December 13th, 2010 at 10:41 pm
That is a new one, not just real debt collectors being reckless and collecting a debt that may not be owed, but a fake debt collector collecting a debt that is owed but not to them. Very interesting, where are these entities getting the information? Possibly they are improperly obtaining consumer’s credit reports. My information says that it is possible, and has been done by identity thiefs. This is a scam for the attorney general.
December 20th, 2010 at 6:27 pm
There are a lot of fake debt collection practices that people should watch out for. Good post.