IMMINENT THREATS FROM DEBT COLLECTORS
There has been growing concern over supposed collection agencies that have been calling debtors, typically with regard PayDay Loans or Cash Advance debts that are several years old. These “companies” have titles that are usually a nonsensical string of legal terms, such as ‘Legal Affidavit Processing’ or ‘Litigation Processing Division’. The agents sometimes have thick accents and sound like their phone calls are coming from overseas from outsourced department. These debt collectors often threaten imminent legal action if a payment is not made or if bank account information is not surrendered to them immediately. Such threats include U.S. Marshals on their way to arrest the debtor or threatening to send the sheriff to arrest the debtor immediately if a payment was not made. In most cases like these that we have encountered, the supposed “company” in question turns out not to be a company at all, but a scam. Occasionally, this may be an actual debt collector violating the Fair Debt Collection Practices Act, which we may be able to pursue under the FDCPA. If you receive phone calls of a similar nature, with agents demanding payment or bank account information, DO NOT give these companies anything without documentation or proof that you owe the debt. Obtain as much information about them as you can (company name, phone number, address, etc.) Report their number, the address where they want you to send the money and phony company name to the FBI, the FTC, and the BBB. You should also submit a Free Case Review via our homepage www.fairdebthelpers.com in the event that this is a legitimate debt collector, so we can pursue them under the FDCPA.
Jonathan H.
